Portfolio Insights Folder

This article will cover the available Portfolio Insights reports in the Data Library Catalog.

 

In this Article

 

Portfolio Insights Folder

Note: Portfolio Insights is a premium service for clients. If you are interested in adding Portfolio Insights for your organization, please reach out to our support team at support@precisionlender.com.

 

Credit Migration Matrix

Matrix of credit rating transitions for all of a client's loans over the past year.

Credit Migration Matrix
Field Name Data Type Description
NULL string Row labels (AAA - CCC/C) for risk of default rating at beginning of 1 year period.
AAA float Proportion of loans with initial rating matching row name and final rating AAA.
AA+ float Proportion of loans with initial rating matching row name and final rating AA+.
AA float Proportion of loans with initial rating matching row name and final rating AA.
AA- float Proportion of loans with initial rating matching row name and final rating AA-.
A+ float Proportion of loans with initial rating matching row name and final rating A+.
A float Proportion of loans with initial rating matching row name and final rating A.
A- float Proportion of loans with initial rating matching row name and final rating A-.
BBB+ float Proportion of loans with initial rating matching row name and final rating BBB+.
BBB float Proportion of loans with initial rating matching row name and final rating BBB.
BBB- float Proportion of loans with initial rating matching row name and final rating BBB-.
BB+ float Proportion of loans with initial rating matching row name and final rating BB+.
BB float Proportion of loans with initial rating matching row name and final rating BB.
BB- float Proportion of loans with initial rating matching row name and final rating BB-.
B+ float Proportion of loans with initial rating matching row name and final rating B+.
B float Proportion of loans with initial rating matching row name and final rating B.
B- float Proportion of loans with initial rating matching row name and final rating B-.
CCC/C float Proportion of loans with initial rating matching row name and final rating CCC/C.
Paid float Proportion of loans with initial rating matching row name which were paid off within 1 year.
Unknown float Proportion of loans with initial rating matching row name with unknown status after 1 year.
Default float Proportion of loans with initial rating matching row name which defaulted within 1 year.

 

Relationship Deposit Anomalies

Highlights anomalous depletion of deposits for most recent Relationship Awareness (RA) run date at the relationship level.

Relationship Deposit Anomalies
Field Name Data Type Description
Owner Id GUID The unique user id of the relationship manager.
Owner Full Name string The full name of the relationship manager.
Owner Email string The email address of the relationship manager.
Relationship External Identifier GUID The unique relationship id for the account level relationship.
Relationship Name string Name of the relationship.
Current Deposit Balance double Current deposit balance for all accounts tied to the relationship.
Previous Deposit Balance double Previous deposit balance for all accounts tied to the relationship.
Change In Deposit Balance double Change in total deposit balance since last Relationship Awareness (RA) run date.
Percent Change integer Percent change in total Deposit balance.
3 Month Average Balance double
Average total deposit balance for all accounts 3 months prior to current Relationship Awareness (RA) run date.
12 Month Average Balance double
Average total deposit balance for all accounts 12 months prior to current Relationship Awareness (RA) run date.
Anomaly Score double Statistical indicator of anomalous activity: 0-10 (i.e. 10 being extremely unusual).
Anomaly Ranking By Owner integer Anomaly Ranking for all of an owner's relationships.
Days To Depletion integer Predicted number of days until total deposit balances is $0 at current draw down rate.
Current Date date Date of Relationship Awareness run used (RA) for detection of the anomalies.
Previous Date date Date of Relationship Awareness run prior to detection of the anomalies.

 

Relationship LOC Anomalies

Highlights anomalous usage of Lines of Credit for most recent Relationship Awareness (RA) run date at the relationship level.

Relationship LOC Anomalies
Field Name Data Type Description
Owner Id GUID The unique user id of the relationship manager.
Owner Full Name string The full name of the relationship manager.
Owner Email string The email address of the relationship manager.
Relationship External Identifier GUID The unique relationship id for the account level relationship.
Relationship Name string Name of the relationship.
Current Utilization int Current utilization over all accounts tied to the relationship.
Previous Utilization int Previous utilization over all accounts tied to the relationship
Current LOC Balance double Current LOC balance for all accounts tied to the relationship.
Previous LOC Balance double Previous LOC balance for all accounts tied to the relationship.
Change In LOC Balance double Change in total LOC balance since last Relationship Awareness (RA) run date.
Current LOC Commitment double Current Commitment over all LOC accounts tied to the relationship
Previous LOC Commitmnet double Previous Commitment over all LOC accounts tied to the relationship
3 Month Average Balance double Average total LOC balance for all accounts 3 months prior to current Relationship Awareness (RA) run date.
12 Month Average Balance double
Average total LOC open balance for all accounts 12 months prior to current Relationship Awareness (RA) run date.
Percent Change integer Percent change in total LOC open balance since last Relationship Awareness (RA) run date.
Anomaly Score double Statistical indicator of anomalous activity: 0-10 (i.e. 10 being extremely unusual).
Anomaly Ranking By Owner integer Anomaly Ranking for all of an owner's relationships.
Current Date date Date of Relationship Awareness run used (RA) for detection of the anomalies.
Previous Date date Date of Relationship Awareness run prior to detection of the anomalies.

 

 

Renewals

Renewals of Line of Credit and Letter of Credit core accounts maturing within the next 180 days.

Renewals
Field Name Data Type Description
DatePartition integer The date the dataset was generated in YYYYMMDD format.
CoreAccountId GUID The unique PrecisionLender identifier for the account.
DaysToMaturity integer The number of days until the account reaches maturity.
MaturityDate date The date the account reaches maturity.
Maturity integer The maturity of the loan account in months.
AmortizationTerm integer The amortization term of the loan account in months.
OwnerFullName string The name of the owner of the account.
OwnerEmail string The email of the owner of the account.
RelationshipName string The name of the relationship associated with the account.
ProductName string The name of the product associated with the account.
Commitment double The commitment of the loan account.
Balance dobule The current balance of the account.
NetIncome double The net income of the account.
ROE double The return on equity of the account.
Relationship_NetIncome double The NetIncome of the relationship associated with the account.
Relationship_ROE double The ROE of the relationship associated with the account.

 

RM Pipeline Leaderboard

Leaderboard ranking of relationship managers by return on equity (ROE) of closed won opportunities over the trailing 12 months.

RM Pipeline Leaderboard
Field Name Data Type Description
Owner string The full name of the relationship manager.
Owner Id GUID The unique user id of the relationship manager.
Region string The region associated with the relationship manager.
Region Id GUID The unique id of the region.
ROE double The return on equity of closed won opportunities.
Net Income double The net income of closed won opportunities.
Average Equity double The effective average annualized equity (allocated capital) of closed won opportunities.
Count of Closed Won Opportunities int The number of opportunities won by the relationship manager.
Count of Opportunities int The number of opportunities priced by the relationship manager.
Pct Opportunities Closed Won double The percentage of all opportunities won by the relationship manager.
Loan Amount double The total loan amount of closed won opportunities.
Deposit Amount double The total deposit amount of closed won opportunities.
Other Amount double The total other amount of closed won opportunities.

 

RM Pipeline Scorecard

Scorecard of relationship managers by various metrics of all opportunities modified in the trailing 12 months.

RM Pipeline Scorecard
Field Name Data Type Description
Owner string The full name of the relationship manager.
Owner Id GUID The unique user id of the relationship manager.
Region string The region associated with the relationship manager.
Region Id GUID The unique id of the region.
Count of Opportunities - Closed int The number of opportunities won by the relationship manager.
Count of Opportunities - Priced int The number of opportunities priced by the relationship manager.
Pct Opportunities Closed Won double The percentage of all opportunities won by the relationship manager.
ROE - Closed double The return on equity of closed won opportunities.
Net Income - Closed double The net income of closed won opportunities.
Average Equity - Closed double The effective average annualized equity (allocated capital) of closed won opportunities.
Loan Amount - Closed double The total loan amount of closed won opportunities.
Deposit Amount - Closed double The total deposit amount of closed won opportunities.
Other Amount - Closed double The total other amount of closed won opportunities.
Count of Loan Accounts - Closed int The count of loan accounts in closed won opportunities.
Count of Deposit Accounts - Closed int The count of deposit accounts in closed won opportunities.
Count of Other Accounts - Closed int The count of other accounts in closed won opportunities.
Count of Opportunities with Relationship - Closed int The count of closed won opportunities with an attached relationship.
Count of Opportunities with Multiple Scenarios - Closed int The count of closed won opportunities with multiple scenarios.
Count of Opportunities with Multiple Accounts - Closed int The count of closed won opportunities with multiple accounts.
Count of Opportunities with Loan Accounts - Closed int The count of closed won opportunities with at least one loan account.
Count of Opportunities with Deposit Accounts - Closed int The count of closed won opportunities with at least one deposit account.
Count of Opportunities with Other Accounts - Closed int The count of closed won opportunities with at least one other account.
Pct Opportunities with Relationship - Closed double The percentage of closed won opportunities with an attached relationship.
Pct Opportunities with Multiple Scenarios - Closed double The percentage of closed won opportunities with multiple scenarios.
Pct Opportunities with Multiple Accounts - Closed double The percentage of closed won opportunities with multiple accounts.
Pct Opportunities with Loan Accounts - Closed double The percentage of closed won opportunities with at least one loan account.
Pct Opportunities with Deposit Accounts - Closed double The percentage of closed won opportunities with at least one deposit account.
Pct Opportunities with Other Accounts - Closed double The percentage of closed won opportunities with at least one other account.
ROE - Priced double The return on equity of all opportunities.
Net Income - Priced double The net income of all opportunities.
Average Equity - Priced double The effective average annualized equity (allocated capital) of all opportunities.
Loan Amount - Priced double The total loan amount of all opportunities.
Deposit Amount - Priced double The total deposit amount of all opportunities.
Other Amount - Priced double The total other amount of all opportunities.
Count of Loan Accounts - Priced int The count of loan accounts in all opportunities.
Count of Deposit Accounts - Priced int The count of deposit accounts in all opportunities.
Count of Other Accounts - Priced int The count of other accounts in all opportunities.
Count of Opportunities with Relationship - Priced int The count of all opportunities with an attached relationship.
Count of Opportunities with Multiple Scenarios - Priced int The count of all opportunities with multiple scenarios.
Count of Opportunities with Multiple Accounts - Priced int The count of all opportunities with multiple accounts.
Count of Opportunities with Loan Accounts - Priced int The count of all opportunities with at least one loan account.
Count of Opportunities with Deposit Accounts - Priced int The count of all opportunities with at least one deposit account.
Count of Opportunities with Other Accounts - Priced int The count of all opportunities with at least one other account.
Pct Opportunities with Relationship - Priced double The percentage of all opportunities with an attached relationship.
Pct Opportunities with Multiple Scenarios - Priced double The percentage of all opportunities with multiple scenarios.
Pct Opportunities with Multiple Accounts - Priced double The percentage of all opportunities with multiple accounts.
Pct Opportunities with Loan Accounts - Priced double The percentage of all opportunities with at least one loan account.
Pct Opportunities with Deposit Accounts - Priced double The percentage of all opportunities with at least one deposit account.
Pct Opportunities with Other Accounts - Priced double The percentage of all opportunities with at least one other account.

 

 

 

RM Portfolio Leaderboard

Leaderboard ranking of relationships managers by the return on equity (ROE) of all active core accounts in the bank's portfolio.

RM Portfolio Leaderboard
Field Name Data Type Description
Owner string The full name of the relationship manager.
Owner Id GUID The unique user id of the relationship manager.
Region string The region associated with the relationship manager.
Region Id GUID The unique id of the region.
ROE double The return on equity of all accounts.
ROA double The return on assets of all accounts.
Net Income double The total net income of all accounts.
Average Equity double The effective average annualized equity (allocated capital) of all accounts.
Average Assets double The effective average annualized assets of all accounts.
Average Loan Balance double The sum of the average loan balances of all loan accounts.
Average Deposit Balance double The sum of the average balances of all deposit accounts.
Current Loan Balance double The total of all current loan balances in the most recent run of Relationship Awareness (RA).
Current Deposit Balance double The total of all current deposit balances in the most recent run of Relationship Awareness (RA).
Other Gross Revenue double The sum of revenues generated by all other accounts, net of any servicing costs.