Portfolio Insights Folder

This article will cover the available Portfolio Insights reports in the Data Library Catalog. For more information, please see About Portfolio Insights.

Portfolio Insights Folder

Portfolio Insights is now available for use by all PrecisionLender clients. In order to view this folder in the Data Library, it is necessary to Enable Bank Level Reports in the Security Profile settings.

If the Portfolio Insights folder is not active, you will see ‘not enabled’ next to it. Select the Folder Enabled toggle in the top right of the folder page. Once you enable the folder, the toggle will appear green. You can disable it at any time by switching the toggle back. For more information, please see Enabling and Viewing Reports and Folders in the Library.

Credit Migration Matrix

Matrix of credit rating transitions for all of a client's loans over the past year. For more information, please see Credit Migration Matrix.

Credit Migration Matrix

Field Name	Data Type	Description
NULL	string	Row labels (AAA - CCC/C) for risk of default rating at beginning of 1 year period.
AAA	float	Proportion of loans with initial rating matching row name and final rating AAA.
AA+	float	Proportion of loans with initial rating matching row name and final rating AA+.
AA	float	Proportion of loans with initial rating matching row name and final rating AA.
AA-	float	Proportion of loans with initial rating matching row name and final rating AA-.
A+	float	Proportion of loans with initial rating matching row name and final rating A+.
A	float	Proportion of loans with initial rating matching row name and final rating A.
A-	float	Proportion of loans with initial rating matching row name and final rating A-.
BBB+	float	Proportion of loans with initial rating matching row name and final rating BBB+.
BBB	float	Proportion of loans with initial rating matching row name and final rating BBB.
BBB-	float	Proportion of loans with initial rating matching row name and final rating BBB-.
BB+	float	Proportion of loans with initial rating matching row name and final rating BB+.
BB	float	Proportion of loans with initial rating matching row name and final rating BB.
BB-	float	Proportion of loans with initial rating matching row name and final rating BB-.
B+	float	Proportion of loans with initial rating matching row name and final rating B+.
B	float	Proportion of loans with initial rating matching row name and final rating B.
B-	float	Proportion of loans with initial rating matching row name and final rating B-.
CCC/C	float	Proportion of loans with initial rating matching row name and final rating CCC/C.
Paid	float	Proportion of loans with initial rating matching row name which were paid off within 1 year.
Unknown	float	Proportion of loans with initial rating matching row name with unknown status after 1 year.
Default	float	Proportion of loans with initial rating matching row name which defaulted within 1 year.

Relationship Deposit Anomalies

Highlights anomalous depletion of deposits for most recent Relationship Awareness (RA) run date at the relationship level. For more information, please see Anomaly Detection.

Relationship Deposit Anomalies

Field Name	Data Type	Description
Owner Id	GUID	The unique user id of the relationship manager.
Owner Full Name	string	The full name of the relationship manager.
Owner Email	string	The email address of the relationship manager.
Relationship External Identifier	GUID	The unique relationship id for the account level relationship.
Relationship Name	string	Name of the relationship.
Current Deposit Balance	double	Current deposit balance for all accounts tied to the relationship.
Previous Deposit Balance	double	Previous deposit balance for all accounts tied to the relationship.
Change In Deposit Balance	double	Change in total deposit balance since last Relationship Awareness (RA) run date.
Percent Change	integer	Percent change in total Deposit balance.
3 Month Average Balance	double	Average total deposit balance for all accounts 3 months prior to current Relationship Awareness (RA) run date.
12 Month Average Balance	double	Average total deposit balance for all accounts 12 months prior to current Relationship Awareness (RA) run date.
Anomaly Score	double	Statistical indicator of anomalous activity: 0-10 (i.e. 10 being extremely unusual).
Anomaly Ranking By Owner	integer	Anomaly Ranking for all of an owner's relationships.
Days To Depletion	integer	Predicted number of days until total deposit balances is $0 at current draw down rate.
Current Date	date	Date of Relationship Awareness run used (RA) for detection of the anomalies.
Previous Date	date	Date of Relationship Awareness run prior to detection of the anomalies.

Relationship LOC Anomalies

Highlights anomalous usage of Lines of Credit for most recent Relationship Awareness (RA) run date at the relationship level. For more information, please see Anomaly Detection.

Relationship LOC Anomalies

Field Name	Data Type	Description
Owner Id	GUID	The unique user id of the relationship manager.
Owner Full Name	string	The full name of the relationship manager.
Owner Email	string	The email address of the relationship manager.
Relationship External Identifier	GUID	The unique relationship id for the account level relationship.
Relationship Name	string	Name of the relationship.
Current Utilization	int	Current utilization over all accounts tied to the relationship.
Previous Utilization	int	Previous utilization over all accounts tied to the relationship
Current LOC Balance	double	Current LOC balance for all accounts tied to the relationship.
Previous LOC Balance	double	Previous LOC balance for all accounts tied to the relationship.
Change In LOC Balance	double	Change in total LOC balance since last Relationship Awareness (RA) run date.
Current LOC Commitment	double	Current Commitment over all LOC accounts tied to the relationship
Previous LOC Commitmnet	double	Previous Commitment over all LOC accounts tied to the relationship
3 Month Average Balance	double	Average total LOC balance for all accounts 3 months prior to current Relationship Awareness (RA) run date.
12 Month Average Balance	double	Average total LOC open balance for all accounts 12 months prior to current Relationship Awareness (RA) run date.
Percent Change	integer	Percent change in total LOC open balance since last Relationship Awareness (RA) run date.
Anomaly Score	double	Statistical indicator of anomalous activity: 0-10 (i.e. 10 being extremely unusual).
Anomaly Ranking By Owner	integer	Anomaly Ranking for all of an owner's relationships.
Current Date	date	Date of Relationship Awareness run used (RA) for detection of the anomalies.
Previous Date	date	Date of Relationship Awareness run prior to detection of the anomalies.

Renewals

Renewals of Line of Credit and Letter of Credit core accounts maturing within the next 180 days or that have matured in the past 180 days.

Renewals

Field Name	Data Type	Description
Last Refresh Date	integer	The date the dataset was generated in YYYY-MM-DD format.
Core Account Id	GUID	The unique PrecisionLender identifier for the account.
Days To Maturity	integer	The number of days until the account reaches maturity.
Maturity Date	date	The date the account reaches maturity.
Maturity	integer	The maturity of the loan account in months.
Amortization Term	integer	The amortization term of the loan account in months.
Owner Full Name	string	The name of the owner of the account.
Owner Email	string	The email of the owner of the account.
Relationship Name	string	The name of the relationship associated with the account.
Product Name	string	The name of the product associated with the account.
Commitment	double	The commitment of the loan account.
Balance	dobule	The current balance of the account.
Net Income	double	The net income of the account.
ROE	double	The return on equity of the account.
Relationship Net Income	double	The NetIncome of the relationship associated with the account.
Relationship ROE	double	The ROE of the relationship associated with the account.
Rate Type	string	The type of interest rate on the loan.
Rate	double	The interest rate on the loan.
Relationship Id	GUID	The unique PrecisionLender identifier for the relationship associated with the loan.
Relationship Owner Full Name	string	The name of the relationship owner.
Relationship Owner Email	string	The email of the relationship owner.
Adjustable Rate Spread	double	The spread from the index rate to the current rate charged on a loan.
Adjustable Rate Index Rate	double	The rate of the base index.

RM Pipeline Leaderboard

Leaderboard ranking of relationship managers by return on equity (ROE) of closed won opportunities over the trailing 12 months.

RM Pipeline Leaderboard

Field Name	Data Type	Description
Owner	string	The full name of the relationship manager.
Owner Id	GUID	The unique user id of the relationship manager.
Region	string	The region associated with the relationship manager.
Region Id	GUID	The unique id of the region.
ROE	double	The return on equity of closed won opportunities.
Net Income	double	The net income of closed won opportunities.
Average Equity	double	The effective average annualized equity (allocated capital) of closed won opportunities.
Count of Closed Won Opportunities	int	The number of opportunities won by the relationship manager.
Count of Opportunities	int	The number of opportunities priced by the relationship manager.
Pct Opportunities Closed Won	double	The percentage of all opportunities won by the relationship manager.
Loan Amount	double	The total loan amount of closed won opportunities.
Deposit Amount	double	The total deposit amount of closed won opportunities.
Other Amount	double	The total other amount of closed won opportunities.
Username	string	The username (typically the email address) of the relationship manager.

RM Pipeline Scorecard

Scorecard of relationship managers by various metrics of all opportunities modified in the trailing 12 months.

RM Pipeline Scorecard

Field Name	Data Type	Description
Closed Average Equity	double	The effective average annualized equity (allocated capital) of closed won opportunities.
Priced Average Equity	double	The effective average annualized equity (allocated capital) of all opportunities.
Count of Closed Deposit Accounts	integer	The count of deposit accounts in closed won opportunities.
Count of Priced Deposit Accounts	integer	The count of deposit accounts in all opportunities.
Count of Closed Loan Accounts	integer	The count of loan accounts in closed won opportunities.
Count of Priced Loan Accounts	integer	The count of loan accounts in all opportunities.
Count of Closed Opportunities	integer	The number of opportunities won by the relationship manager.
Count of Priced Opportunities	integer	The number of opportunities priced by the relationship manager.
Count of Closed Opportunities with Deposit Accounts	integer	The count of closed won opportunities with at least one deposit account.
Count of Priced Opportunities with Deposit Accounts	integer	The count of all opportunities with at least one deposit account.
Count of Closed Opportunities with Loan Accounts	integer	The count of closed won opportunities with at least one loan account.
Count of Priced Opportunities with Loan Accounts	integer	The count of all opportunities with at least one loan account.
Count of Closed Opportunities with Multiple Accounts	integer	The count of closed won opportunities with multiple accounts.
Count of Priced Opportunities with Multiple Accounts	integer	The count of all opportunities with multiple accounts.
Count of Closed Opportunities with Multiple Scenarios	integer	The count of closed won opportunities with multiple scenarios.
Count of Priced Opportunities with Multiple Scenarios	integer	The count of all opportunities with multiple scenarios.
Count of Closed Opportunities with Other Accounts	integer	The count of closed won opportunities with at least one other account.
Count of Priced Opportunities with Other Accounts	integer	The count of all opportunities with at least one other account.
Count of Closed Opportunities with Relationship	integer	The count of closed won opportunities with an attached relationship.
Count of Priced Opportunities with Relationship	integer	The count of all opportunities with an attached relationship.
Count of Closed Other Accounts	integer	The count of other accounts in closed won opportunities.
Count of Priced Other Accounts	integer	The count of other accounts in all opportunities.
Closed Deposit Amount	double	The total deposit amount of closed won opportunities.
Priced Deposit Amount	double	The total deposit amount of all opportunities.
Closed Loan Amount	double	The total loan amount of closed won opportunities.
Priced Loan Amount	double	The total loan amount of all opportunities.
Closed Net Income	double	The net income of closed won opportunities.
Priced Net Income	double	The net income of all opportunities.
Closed Other Amount	double	The total other amount of closed won opportunities.
Priced Other Amount	double	The total other amount of all opportunities.
Percent of Closed Opportunities Won	double	The percentage of all opportunities won by the relationship manager.
Percent of Closed Opportunities with Deposit Accounts	double	The percentage of closed won opportunities with at least one deposit account.
Percent of Priced Opportunities with Deposit Accounts	double	The percentage of all opportunities with at least one deposit account.
Percent of Closed Opportunities with Loan Accounts	double	The percentage of closed won opportunities with at least one loan account.
Percent of Priced Opportunities with Loan Accounts	double	The percentage of all opportunities with at least one loan account.
Percent of Closed Opportunities with Multiple Accounts	double	The percentage of closed won opportunities with multiple accounts.
Percent of Priced Opportunities with Multiple Accounts	double	The percentage of all opportunities with multiple accounts.
Percent of Closed Opportunities with Multiple Scenarios	double	The percentage of closed won opportunities with multiple scenarios.
Percent of Priced Opportunities with Multiple Scenarios	double	The percentage of all opportunities with multiple scenarios.
Percent of Closed Opportunities with Other Accounts	double	The percentage of closed won opportunities with at least one other account.
Percent of Priced Opportunities with Other Accounts	double	The percentage of all opportunities with at least one other account.
Percent of Closed Opportunities with Relationship	double	The percentage of closed won opportunities with an attached relationship.
Percent of Priced Opportunities with Relationship	double	The percentage of all opportunities with an attached relationship.
Closed ROE	double	The return on equity of closed won opportunities.
Priced ROE	double	The return on equity of all opportunities.
Username	string	The username (typically the email address) of the relationship manager.
Rundate	date	The date the RA run containing the account was processed (YYY-MM-DD).

RM Portfolio Leaderboard

Leaderboard ranking of relationships managers by the return on equity (ROE) of all active core accounts in the bank's portfolio.

RM Portfolio Leaderboard

Field Name	Data Type	Description
Owner	string	The full name of the relationship manager.
Owner Id	GUID	The unique user id of the relationship manager.
Region	string	The region associated with the relationship manager.
Region Id	GUID	The unique id of the region.
ROE	double	The return on equity of all accounts.
ROA	double	The return on assets of all accounts.
Net Income	double	The total net income of all accounts.
Average Equity	double	The effective average annualized equity (allocated capital) of all accounts.
Average Assets	double	The effective average annualized assets of all accounts.
Average Loan Balance	double	The sum of the average loan balances of all loan accounts.
Average Deposit Balance	double	The sum of the average balances of all deposit accounts.
Current Loan Balance	double	The total of all current loan balances in the most recent run of Relationship Awareness (RA).
Current Deposit Balance	double	The total of all current deposit balances in the most recent run of Relationship Awareness (RA).
Other Gross Revenue	double	The sum of revenues generated by all other accounts, net of any servicing costs.
Username	string	The username (typically the email address) of the relationship manager.

RM Portfolio Scorecard

Scorecard of relationship managers by various metrics based on active core accounts in the bank's portfolio

RM Portfolio Scorecard

Field Name	Data Type	Description
Owner Id	GUID	The unique user id of the relationship manager.
Average Loan Balance	float	The sum of the average loan balances of all loan accounts.
Average Deposit Balance	float	The sum of the average balances of all deposit accounts.
Other Gross Revenue	float	The sum of revenues generated by all other accounts, net of any servicing costs.
Days Ago	integer	The approximate number of days ago of the RA Run Date. This number must be one of: 0, -90, -180, -270, -360.
Run Date	date	The RA Run Date closest in time to the number of Days Ago.
Owner Name	string	The full name of the relationship manager.

Relationship Activity Warning

Details for relationships with anomalous behavior on both line of credit utilization and deposit account balance depletion for the most recent run of Relationship Awareness.

Relationship Activity Warning

Field Name	Data Type	Description
Relationship Id	GUID	The unique PrecisionLender identifier for the account.
Relationship External Identifier	GUID	The unique bank identifier for the account.
Relationship Name	string	The name of the associated business relationship.
Owner Id	GUID	The unique identifier of the account owner.
Current Date	date	Date of Relationship Awareness run used for detection of anomalies.
Previous Date	date	Date of Relationship Awareness run prior to detection of anomalies.
Current Deposit Balance	float	Current deposit balance for all accounts tied to the relationship.
Previous Deposit Balance	float	Previous deposit balance for all accounts tied to the relationship.
Change in Deposit Balance	float	Change in total deposit balance since last Relationship Awareness run date.
Percent Change in Deposit Balance	float	Percent change in total deposit balance.
Committed LOC	float
Average Loan Balance	float	The sum of the average loan balances of all loan accounts.
Remaining LOC	float
Current LOC Balance	float	Current LOC balance for all accounts tied to the relationship.
Previous LOC Balance	float	Previous LOC balance for all accounts tied to the relationship.
Change in LOC Balance	float	Change in total LOC balance since last Relationship Awareness run date.
Current Utilization	float	Current utilization over all LOC accounts tied to the relationship.
Previous Utilization	float	Previous utilization over all LOC accounts tied to the relationship.
Percent Change in Utilization	float	Percent change in utilization since the last Relationship Awareness run date.
LOC Anomaly Ranking By Owner	integer	Where this relationship’s LOC anomaly ranks for all of this owner’s relationships. 1 is the most anomalous relationship for this owner.
Deposit Anomaly Ranking By Owner	integer	Where this relationship’s deposit anomaly ranks for all of this owner’s relationships. 1 is the most anomalous relationship for this owner.

Portfolio Insights Folder

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