Announcement: FHLB Rate Access Changes and Impact to PrecisionLender

What's changing?

Beginning February 2, 2026, PrecisionLender will no longer display Federal Home Loan Bank (FHLB) rates within the platform due to an industry-wide change in how FHLBs distribute rate data.

FHLBs are transitioning regional rate information to authenticated, member-only portals. Because FHLBs do not grant access exceptions to third-party technology providers, PrecisionLender will be unable to source and display FHLB rates on your behalf after this date.

While this change may require updates to existing workflows, PrecisionLender will continue to support your use of FHLB-based funding curves when rates are provided directly by your institution.

Who is impacted?

You will be impacted by this change if your institution uses:

• FHLB-Composite, FHLB-Chicago or FHLB-Boston funding curve in PrecisionLender

• These funding curves are used for Funding Packages or Fixed Rate Spread Lock configurations in PrecisionLender

Your options moving forward

FHLB member institutions can continue using FHLB rates in PrecisionLender by maintaining funding curves with internally sourced rate data. The most durable approaches include:

• Manually entering FHLB rates into PrecisionLender

• Automating rate uploads using the PrecisionLender API

Both options allow you to maintain continuity in pricing and modeling while aligning with updated FHLB access requirements.

Next steps

If you are leveraging FHLB within PrecisionLender, we recommend the following actions ahead of February 2, 2026:

1. Confirm rate access

   • Partner with your Treasury team to determine if your institution receives FLHB rates directly from any of the regional FHLBs.

2. 2. Learn more about setting up and maintaining an FHLB rate curve within PrecisionLender or alternative curve options

   • Creating an FHLB Funding Curve

   • What are my Funding Curve Options?

3. Plan your approach

   • Register for our webinar on covering best practices for managing FHLB rates, including both manual and automated options.

If your institution does not currently receive FHLB rates, please email support@precisionlender.com. Our team can help you evaluate alternative funding curve options and discuss next steps.